WECU Cardholder Fraud Education

WECU Cardholder Fraud Education.

It is a new year and a busy time of year for everyone including the fraudsters.

Unfortunately, fraudsters have been getting cardholders to share the information they need to commit fraud.  One way is by posing as  financial institution call center agents. They are also known to send text messages that look like they are coming from your financial institution. These text messages may contain a warning of suspicious transaction activities.

Here are some following points to help you avoid compromising your personal information:

Text and Phone Alerts
  • A text alert from Fiserv  warning of suspicious activity on a cardholder’s card will NEVER include a link to be clicked. Cardholders should never click on a link in a text message that is supposedly from Fiserv. A valid notification from Fiserv will provide information about the suspect transaction and ask the cardholder to reply to the text message with answers such as ‘yes’, ‘no’, ‘help’, or ‘stop,’ and will never include a link.
  • A text alert from Fiserv will always be from a 5-digit number and NOT a 10-digit number resembling a phone number.
What should I do if I receive a phone call from Fiserv
  1. No information should have to be provided by the cardholder other than their zip code
  2. Only answer “yes” or “no” to their questions.
  3. Fiserv will NEVER ask for the PIN or the 3-digit security code on the back of a card.  Only a fraudster will tell you that they are going to issue you a new card and need your PIN number
  4. If a transaction is confirmed fraudulent, then Fiserv will ask for more information.  The cardholder will then be transferred to an agent who will ask questions to confirm the card member’s identity before going through their transactions.
  5. Feel uneasy about the call or questions, please hang up and call WECU.

Final note:  Please check your account(s) regularly for online for suspicious transactions.  Especially if you are unsure about a call or text message you have received. If anything looks amiss,  please call WECU directly for assistance.

The WECU 2020 Holiday Loan is here!

Does 2020 have your holiday budget feeling a little “ruff”?  Add some cheer to your day and jingle to your pockets with a WECU 2020 Holiday Loan this year.

For a limited time you can apply for a Holiday Signature Loan with rates as low as 7.9%.  Apply between November 1, 2020 to January 15, 2021.  Apply today!

*APR – Annual Percentage Rate.  Lowest possible APR for Qualified Borrowers. Limited time offer:  11/1/20 thru 1/15/21 only.  Example $1200 @ 7.9% APR for 12 months plus origination fee = $105.38.

  • All loans subject to approval.

 

Earn rewards with your WECU Visa Debit Card.

uchooserewards.com

Earn rewards with your WECU Visa Debit Card.

Earn more points in more ways with your White Eagle Credit Union Debit Card. Choose from millions of rewards you truly want. The choice is yours.

Register your WECU Visa Debit card today and starting earning rewards. Don’t forget to check back regurlary for special promotions especially during the Holiday Season.

https://www.uchooserewards.com  

White Eagle CU’s Holiday Skip-a-Pay


White Eagle CU’s Holiday Skip-a-Pay is back.  Holiday Budget, Flexible Pay. Your Way!

White Eagle Credit Union is pleased to offer its members, the 2020 Holiday Skip-a-Payment.  Members can choose to skip their qualified loan payments for either the month of November OR December of this year.  This does include all White Eagle Credit Union loans except first mortgages and fixed rate second mortgages.

Check to see if your qualify today.  Fill out and bring in the  form below or stop in and see a loan officer today.

Don’t forget to also check out our Holiday Signature Loan Special that will be coming in November.

Download your Application today.

Holiday Skip-a-Payment Application 2020

5 Ways to Pay a Large Medical Bill

5 W5-ways-to-pay-a-large-medical-billays to Pay a Large Medical Bill

Here are 5 ways to pay off a large medical bill.

  • Negotiate for a lower bill. Ask your health care provider to lower or waive some fees. You can find the going rate of coverage on sites like myHealthcare Cost Estimator to give you a starting point for your negotiations. According to federal law, all expenses for COVID-19 testing, copayments, and deductibles, should be covered by your insurance provider.
  • Set up a payment plan. Everything is more manageable when in bite-sized pieces. If possible, consider setting up a payment plan with your health care provider to allow you to make small monthly payments towards your bill until you’ve paid it off.
  • Schedule automatic payments with WEPay.  WEPay helps make managing your finances easier.
  • Dip into your emergency fund. If your stash of emergency cash is robust enough to cover your medical bill, you may want to use this money to pay your bill immediately.
  • Take out a personal consumer/signature loan. A WECU personal Signature Loan can provide you with the funds you need to cover your bill in just a few days. Our favorable terms and interest rates will give you a manageable monthly payment that won’t kill your budget.
  • Take out a HELOC. For very large bills, consider tapping into your home’s equity through a Home Equity Line of Credit (HELOC). Low- interest rates mean you’ll have access to the funds you need with an affordable payback plan.

Give us a call today.  We are here and ready to serve you.

Earn Rewards While Shopping.

Earn rewards while shopping.  This year when you shop for the perfect gift – don’t forget to earn money while you shop with your White Eagle Visa Debit Card and earn rewards.

You want to reward Dad for everything he’s done. We want to reward you for shopping for Father’s Day gifts through #uChooseRewards.  Visit http://www.uchooserewards.com and start earning points today.

FISERV_052220_April_FathersDay_FB_Banner_v1_large
Father’s Day is coming! Time to give Dad a high-five. Or better yet, an awesome gift. Shop through #uChooseRewards and earn.

 

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White Eagle Credit Union making dreams come true for 85 years.

White Eagle Credit Union making dreams come true for 85 years.

Whether it’s a new home, car, growing family, graduations, home improvements, retirement and/or other life events White Eagle has been there; serving members in Butler County and surrounding communities since 1935.

White Eagle is here to meet all your financial needs too!  We offer the latest in technology and products with the personal service you deserve.  We invite you to check us out.  Give us a call, check us out online at White EagleCU.com or stop in at one of our convenient locations in Augusta, El Dorado, or Newton.  You will be glad you did.   Our tagline says it all:  Refreshingly Personal.  Remarkably Advanced.

New Holiday Visa Gift Cards have arrived

New Holiday Visa Gift Cards have arrived.

Visa Gift Cards for all your gift giving needs.

 

New Holiday Visa Gift Cards have arrived at White Eagle CU.

Get a jump on your Holiday gift giving this year by getting a White Eagle Visa Gift Card every couple of weeks. Start now and before you know it, your holiday shopping will be complete. Ask to see our new holiday themes next time you are in.

#HolidayShopping #15weeksuntilChristmas #VisaGiftCard