Your Next Chapter Starts Here
A new home is more than a purchase—it’s where life happens. Whether you’re buying your first home, making room for a growing family, purchasing a second home or investing in what’s next, White Eagle Credit Union is here to help you get there.
Home Loans Made Simple
Buying or refinancing a home is a big decision. Our experienced mortgage lenders are here to make the process easier, answer your questions and help you find financing that fits your goals.
With White Eagle, you’ll enjoy:
- Easy online application to get started when it’s convenient for you
- Home purchase and refinance options
- Competitive rates and flexible terms
- Experienced, local mortgage lenders
- Convenient automatic payments from your White Eagle account
- No penalty for paying your loan off early
Home Starts with a Conversation
From your first set of keys to your next big move, we’re ready to help you navigate the journey with personal service every step of the way.
Ready for your next chapter? Let White Eagle help you get there.
Apply for a Home Loan
Competitive Interest Rates
White Eagle offers competitive rates on fixed- or variable-rate loans and long-term financing.
- Home Ready Conventional – First Time Borrower – 30 year loan – 3% down for qualified applicants.
- Conventional
- FHA – 3.5% Down
- RD Rural Development Loans
- VA Loans
For more information regarding the Home-Ready loan and any of our other loans, contact us today (316) 440-0090.
5 Tips for Buying A Home
Here are some tips to help you get the process started.
Set a budget:
Visit WhiteEagleCU.com and use our easy mortgage calculator to check what a monthly house payment would be, based on a certain loan amount. This will help you determine a price range.
Save for a down payment:
When you begin thinking about buying a home, start saving for a down payment and closing fees. A down payment will help lower your house payment.
Credit Score
Conventional mortgage lending requires four lines of credit history with at least one year of payment history per credit-line. A higher credit score equals lower interest rates and smaller down payment.
Get pre-approved.
Pre-approval is easy…fill out our application online. If you are approved, a pre-approval letter is available for you to print and lets your realtor know your are approved and have the process started with your mortgage lender.
Pre-approval status:
Your pre-approval status is available up to four months. After four months you will need to prequalify.
Do Not Open New Lines of Credit:
Once you have a pre-approval and/or purchase contract, refrain from opening a new line of credit. It could cause your debt-to-income ratios to increase and make your loan ineligible.
Join Us!
Come Home to White Eagle Today!
Membership is open to residents of Butler County, Harvey County and all adjacent counties. Simply visit any White Eagle Credit Union branch with a valid photo ID, proof of address and a $25 deposit to purchase your membership share and start enjoying the benefits of being a White Eagle member!
Security Statement
White Eagle Credit Union will never ask for personal information such as online banking credentials, account numbers or card numbers through email, phone or text message.
