When it comes to saving for retirement, an IRA is one of the most powerful tools at your disposal. At White Eagle, we offer several types of IRAs to meet any need. Let us help you find the right solution for your retirement strategy.


IRA Options

Traditional IRA

  • Eligible if under 70 1/2 and meet the adjusted gross income requirements
  • Contribute up to $6,500 ($5,500 if under age 50) per year or 100% of your annual income, whichever is less
  • Couples may contribute up to $13,000 ($11,000 if under age 50), if one spouse is working and the couple files jointly

Roth IRA

  • Eligible if modified adjusted gross income meets required limits
  • Contributions are not tax deductible; however, all earnings are tax-free
  • Contribute up to $6,500 ($5,500 if under age 50) per year or 100% of your annual income, whichever is less
  • Couples may contribute up to $13,000 ($11,000 if under age 50), if one spouse is working and the couple files jointly
  • No mandatory distributions at age 70 1/2;

IRA Certificates

  • Minimum $500 opening balance
  • Short-term accounts starting at 6 months
  • Long-term accounts starting at 12 to 60 months
  • Insured to the maximum allowed by NCUA
  • Penalties assessed for early withdrawals
  • Competitive market interest rates
Term Share Accounts Rate APY* Term

Term Share : 6 Months

0.50 0.50 6 months

Term Share : 1 Year

.70 .70 12 months

Term Share : 2 Years

.85 .85 24 months

Term Share : 3 Years

.90 .90 36 months

Term Share : 4 Years

1.00 1.00 48 months

Term Share : 5 Years

1.10 1.10 60 months

Traditional IRA / Daily IRA

IRA Term Share Accounts are offered for the same term, tiers and rates as above.

0 0 N/A

*APY=Annual Percentage Yield
Rates subject to change without notice. Rates effective 08/28/2020. Minimum $500 opening balance. Penalties assessed for early withdrawals. Penalties/Fees could reduce earnings. Insured to the maximum allowed by NCUA.

Make the Switch

Join WECU Today!

Membership is open to residents of Butler, Harvey and all adjacent counties. Simply visit any White Eagle Credit Union branch with a valid photo ID, proof of address and a $25 deposit to purchase your share, and start enjoying the benefits!

Find a Branch

Our Rates

Home Equity Loans

as low as 4.25% APR

Auto Loans

as low as 2.70% APR

Augusta

Augusta

2830 Ohio
Augusta, KS 67010

(316) 775-7591

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El Dorado

El Dorado

2218 Legion Drive, PO Box 817
El Dorado, KS 67042

(316)320-7649

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Newton

Newton

300 W. Broadway
Newton, KS 67114

(316) 283-8517

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