GAP Plus

Will you owe more on your vehicle loan than what your vehicle is worth?

Guaranteed Asset Protection* (GAP Plus) gives you low-cost protection for high-cost losses for only $499.00, paying the difference between what your insurance will pay and what you owe on your loan if your vehicle is stolen or declared a total loss.

Don’t let a wrecked vehicle wreck your finances.

A good rule of thumb is to assume your new vehicle will depreciate on average 20% the first year you own it, half of which occurs the minute you drive it off the lot.* This leaves a gap between what you owe on your loan and the value of your vehicle if it’s deemed a total loss due to an accident or theft. Our GAP program can help fill the gap between what your vehicle insurance will pay and what you owe on your loan. Plus, it helps you get into your next vehicle by reducing your loan at the credit union by $1,000 or more.

Contact us today to learn more about adding GAP Plus to your vehicle loan so you can worry less about tomorrow.

 

Disclosure & Source: 1 Car Depreciation – 5 Things to Consider, CARFAX, May 18, 2017.
Your purchase of MEMBER’S CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may
apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.
GAP purchased from state chartered credit unions in FL, GA, IA, RI, UT, VT, and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee.
GAP purchased from state chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee.
GAP purchased from state chartered credit unions in IN may be with or without a refund provision. If the credit union offers a refund provision, you may cancel at any time during the loan and receive a refund of the unearned fee.
GAP-2168206.1-0718-0820
©2018 CUNA Mutual Group, All Rights Reserved.

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2830 Ohio
Augusta, KS 67010

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202 W. Central
El Dorado, KS 67042

(316) 320-7649

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Newton, KS 67114

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