Build or Rebuild Your Credit with Confidence
At White Eagle Credit Union, we believe everyone deserves the chance to strengthen their financial future. A Share Secured Loan is a smart way to establish or rebuild your credit while keeping your savings safe.
How It Works
Instead of spending your savings, you use it as collateral for the loan. This way, your money stays in your account, continues to earn dividends, and remains available as your emergency safety net.
Why It’s a Great Option
Borrow up to the amount you have in your WECU Share Account—no credit score required.
A good option if you’re rebuilding after past credit challenges or starting fresh with no credit history.
Payments are reported to the credit bureaus, helping you build or improve your credit score.
The Benefits
Making on-time monthly payments helps you establish stronger credit, opening doors to your financial goals—whether that’s buying a car, purchasing a home, or qualifying for a credit card.
Take control of your credit journey with a Share Secured Loan from WECU—where your savings work double-time for you.
* Rate is 3.00% higher than the dividend rate on the shares or share certificate that is being pledged as collateral.
Example: $5,000 at 3.10% for 48 months = $110.91 per month. $10,000 at 3.10% for 60 months = $180.16 per month.
